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Bis Vertragstand 2002 war Versicherungsschutz in diesem Fall grundsätzlich ausgeschlossen.

Wer sich trotzdem absichern wollte, musste also auch hier eine Zusatzklausel vereinbaren.

Relativ eindeutig ist dagegen die Sachlage bei den sogenannten Weiterfresserschäden.

Denn die Versicherungsbedingungen (Ziffer 7.8 AHB) schließen die Regulierung grundsätzlich aus.

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