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Our newest Feature Area forum, Clubs & LFG, is now live!We've added a bunch of ideas that you can now vote on both in the Feature Area forum and in the Clubs & LFG category of the New Ideas forum!If you have the resources and if you're willing to live simply and forego some opportunities, a credit-free existence certainly isn't out of the range of possibility.Even situations where a credit card seems like the only option, like online shopping, aren't necessarily prohibitive. a healthy credit score can make all the difference.-- California is the worst state for foreclosures, and unemployment and bankruptcy also are severe problems, according to Card State unemployment rate in July 2012: 10.7 percent (Labor Department).Heads up: If you’ve been wondering what all the fuss is about internet TV but have a fear of commitment, this is your weekend. Details on when those two channels will be free are not yet available.
It's technically possible to save up enough to buy a car or a house in one transaction, but for most Americans this simply isn't within the realm of reason.
Tending to your credit is a way to prudently manage for your future, and it will also prepare you for any unexpected changes or growth periods.
If you wake up tomorrow and decide you want to start your own business, you'll want the score necessary to get the loan you need.
If you think you'll ever be in the market for a big purchase, if you want to be rewarded for spending that you'll do anyway, if you want to shop online safely, you need credit -- and generally speaking, the better your score is, the better off you are.
Achieving the full benefits of credit health takes time.
Given my background, I know the fact that I'd discourage a life without credit isn't quite surprising.