Debt consolidating counseling dating site foren gemany ru 2016

31-Dec-2019 14:58

So if you stay in debt longer, you get a lower payment, but then you pay the lender more.Even worse, in some cases the interest rate is actually higher, meaning that you’re paying even more in the long term.You will now pay ,080 to pay off the new loan versus ,392 for the original loans, even with the lower interest rate of 9%. Get an extra job to bring in more money, and start paying off the debt. This means you paid ,688 more for the “lower payment.” Not such a good deal after all. The payment goes into a savings account until the balance reaches an amount that the creditor will accept as a settlement.

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Truth: Debt consolidation is dangerous because it only treats the symptom.Learn more about our bankruptcy counseling service. In a settlement, the creditor agrees to accept partial repayment of the debt you owe them and stop further collection efforts.

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