Advice for consoladating school loans
There are major benefits and drawbacks of federal consolidation; it’s important to understand both because consolidation can’t be undone.Private student loan consolidation, or refinancing, means replacing multiple student loans — private, federal or a combination of the two — with a single, new, private loan.
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As part of the process, you’ll need to provide details about your existing federal student loans, and choose a federal loan servicer and repayment plan for your new consolidation loan.Alternatively, there are six other repayment plans to choose from, including four income-driven plans.
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