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25-Feb-2020 09:28

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It’s been a year since I last reviewed the Open Sky Secured Visa Card.Since this card is so popular, I decided to review it again to make sure it’s still accurate.

Kudos to Capital Bank for promoting financial literacy.

Credit limit increases: You can call and request a credit limit increase.

If it’s approved, you’ll be given instructions for sending an additional deposit.

I don’t like fees to increase or decrease your limit.

The Open Sky Secured Visa Card is a good choice for someone who has a recent bankruptcy or who might have a lot of negative items on their credit report. You can get started right here if you want to apply.

As I mentioned, the APR on the Open Sky secured card went up a tiny bit, but it’still actually a good rate for a secured credit card. Penalty Fee: It has gone up a smidgeon to 21.75 percent. Don’t let this happen to you because it will sabotage your rebuilding efforts. Foreign transaction fees: It’s 3 percent, which is within the normal range.



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